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Employee profiles

Richard T. Hall

Chief Executive Officer

Mr. Hall's experience is diverse. It has included working with some of the largest corporations in the world as well as with one-person operations. He is an expert on the full spectrum of property and casualty coverage. His work has included not only placing complex insurance coverage, but assisting clients in reducing exposure to liability and using alternative risk transfer programs such as captives. He graduated in business administration from University of Michigan and obtained the Chartered Property and Casualty Underwriter designation two years later. He held positions at three of the top international insurance brokers before becoming a partner in ACC. At ACC, Mr. Hall is president and CEO of ACC Hall International which is the US retail operation.

Cathy C. Sterner

Client Services

Ms. Sterner is an account executive in charge of client services at the company. She has been with the company since 2003. Her insurance career began in Columbus Ohio where she was with a large life and health agency working in their financial services department. She also had a medical career spanning 14 years as a CMA/nurse which gives her the unique perspective to see things from the viewpoint of our clients.

Santiago G. Leon

Group Benefits Specialist

Mr. Leon graduated from Harvard College and received his J.D. from the University of Pennsylvania. He practiced law for more than a decade before becoming a specialist in health insurance and other employee benefits. He has served on advisory committees to various public entities on health care, ethics, worksite health promotion and the operation of the County's living wage ordinance. In addition, he plays a leadership role in several non-profit organizations. He serves our clients as our Group Benefit Specialist, assisting them with medical, dental, life, disability, and long-term care insurance as well as professional employer organization (PEO) services.

Ali Cordero Casal

Chairman and Chief Executive Officer of the ACC Group

Mr. Cordero Casal obtained a degree in business administration from the prestigious University UCAB of Caracas. He has also completed a major from the College of Insurance also in Caracas. He enjoys the reputation of transforming complex problems into much easier ones. Mr. Cordero Casal is the ACC Group "driving force." Among many activities include: planning and management control, oil and energy risks, Lloyd's of London placements, reinsurance, risk management, third party administration programs in healthcare and for corporate automobile fleets, insurance captive management, the transfer of risks, and legal aspects of the business. Mr. Cordero Casal is engaged in bridging gaps among many cultures. He is also devoted to many philanthropic causes including education and culture and fine arts.

J. Stephen Fancher


Mr. Fancher has been Director and Treasurer of ACC Hall International for 15 years. Prior to that he ran ACC USA Insurance Brokers operation for 3 years. Mr. Fancher is C.E.O. of the Florida Export Finance Corporation which provides trade finance insurance. He has 40 years of diversified experience in export trade finance at firms including Caterpillar Tractor Co. and Export Import Bank of the United States. He has also acted as President of an insurer providing insurance to physicians and other professionals. Mr. Fancher has acted as pro bono consultant to both the U.S. and Florida governments.
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